← All jobs · Chime

Senior AI/ML Engineer

Chime ·
65
AI-Agency
B78 U45
📍 US 🌐 Remote/hybrid 💰 $172K–$238K Senior
PythonPyTorchPySparkAWSSageMakerKafkaAirflowSnowflake
TL;DR

Senior AI/ML Engineer at Chime building transformer models for personalized growth and marketing. Develops deep learning systems on financial and behavioral data, deploys scalable ML infrastructure, and partners with Growth, Product, and Engineering teams.

Apply at Chime →
share:
you'll be redirected to the company's career page

Job description

About the role

We’re hiring for a Senior AI/ML Engineer, Growth & Marketing AI to help us build the next generation of AI-powered growth and marketing capabilities at Chime. In this role, you’ll develop foundational transformer models that convert behavioral and financial data into highly personalized experiences, recommendations, and communications for millions of members.

You’ll work closely with the Growth & Marketing team, as well as the Product and Engineering teams to deploy scalable AI systems that improve member engagement and drive company growth. This is a highly applied role where you’ll have the opportunity to work with rich datasets, solve challenging real-world problems, and build cutting-edge deep learning systems in production.

The base salary offered for this role and level of experience will begin at $172,000.00 and up to $238,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

To thrive in this role, you have

#LI-GC1 #LI-Hybrid

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. 

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

  • 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
  • 💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
  • 💰 Competitive salary based on experience
  • ✨ 401k match plus great medical, dental, vision, life, and disability benefits
  • 🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
  • 🫂 1% of your time off to support local community organizations of your choice
  • 👟 Annual wellness stipend to use towards eligible wellness related expenses
  • 👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
  • 👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
  • 🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
  • 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: benefits@chime.com.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.

Apply at Chime →

More open roles at Chime

Chime · 🔄 synced 2h ago
AI/ML Engineer
📍 San Francisco, US 🌐 Remote 💰 $125K–$173K 🛠 AI tools welcome at work · Entry
AI/ML Engineer at Chime building risk detection and trust & safety models. Develop training pipelines, features, and production ML systems for financial decisioning with guidance from senior team members.
PythonAWSPyTorchTensorFlowKubernetes
69
AI-fluent
Chime · 🔄 synced 2h ago
Product Manager, AI & App Experience
📍 San Francisco, US 🌐 Remote 💰 $176K–$244K · Mid
Product Manager at Chime leading AI-powered consumer financial experiences. Responsible for defining strategy, roadmap, and user-facing features that translate AI capabilities into personalized insights for millions of members.
65
AI-fluent
Chime · 🔄 synced 2h ago
Product Manager, AI & App Experience
📍 San Francisco, US 🌐 Remote 💰 $176K–$244K · Mid
Product Manager at Chime leading AI-powered consumer financial experiences. Responsible for defining strategy, roadmap, and user-facing features that translate AI capabilities into personalized insights for millions of members.
65
AI-fluent
Chime · 🔄 synced 2h ago
Software Engineer, Machine Learning Platform
📍 San Francisco, US 🌐 Remote 💰 $187K–$259K · Senior
Software Engineer at Chime building machine learning platform infrastructure on AWS. Designs scalable systems for model training, feature computation, real-time inference, and experimentation using distributed systems and cloud infrastructure.
AWSRayTerraformKubernetesDockerSpark
55
AI-fluent
Chime · 🔄 synced 2h ago
Data Governance Engineer
📍 San Francisco, US 💰 $160K–$221K 🛠 AI tools welcome at work · Mid
Data Governance Engineer at Chime building trust infrastructure, data quality frameworks, and governance automation. Hands-on role writing Python/Terraform code for compliance, metadata management, and AI-driven governance workflows in fintech.
PythonTerraform
51
AI-fluent